My Vision

I am the Head of Principal Investments at XCapital, the Investment Banking arm of XBank, a premier bank that covers the West African markets. My remit covers Private Equity, Real Estate, Infrastructure, Commodities and any other area we choose to invest the bank’s capital. Our specialisations include Real Estate and Private Equity investing in Oil and Gas, Telecommunications and Fast Moving Consumer Goods. Projects targeted at the emerging middle class.

We are results driven with a focus on generating out-performance returns on behalf of ourselves and our investment partners. We are constantly seeking intelligent, curious and focused people to join us. Our edge is derived from our excellent people, our due diligence and our attitude to risk. We value an atmosphere where all opinions are listened to and encouraged and we focus on putting our clients first before profit. We are disciplined in that we focus on what we do best and turn away deals that may be lucrative but do not enhance our core competencies. Growth is organic. We focus on what we know and move into new territories where we believe we have the opportunity to be No.1 in the market place.

Because of our competence, the best deals come to us before they go to our competitors. Those we don’t run with, we advice those involved on how to improve their offers, whether they are returning to us or going elsewhere.

We are very successful in what we do, generating year on year returns in our few years of existence in excess of a 30% ROE employed. Our investments consist of 60% recurring income and 40% generated from one-off or new deals. It is these high volatility one-off or new deals that generate the out-performance. Risks are managed at every level both at the portfolio level but also at the individual deal level. Where new deals are particularly profitable, we also seek to bring them into our stable of core competencies where they are structured to reduce risk and generate recurring revenue rather than simply one-off profits.